• An attorney’s dilemma
• A trustee’s discovery
• A family’s wish
• An employer’s responsibility

• The challenge
  An attorney reached out to us in the midst of final resolution for a case involving a $3 million settlement and a paralyzed client who had been receiving Medicare and Medicaid benefits. The concern? The settlement could make it impossible for the client to continue receiving benefits—including healthcare insurance. It could also require the client to repay benefits used to date, significantly depleting the settlement.
• The success
  We first developed a projection of all expenditures over the client’s lifetime. Immediately, it was clear: the client desperately needed government benefits to cover healthcare costs, despite the available settlement funds. The attorney was able to use this—as well as our recommendation that the settlement be put into a special needs trust—to secure continued Medicare and Medicaid costs for his client.